The mortgage team will always aim at a same-day Decision-in-Principle for you.

“A fantastic service – I can’t fault it – nothing was too much trouble. Recommend highly”

D, McLoone, Withington, Manchester


Welcome to Star Mortgages. We are a team of home-buying specialists covering all aspects of home purchase, in Scotland and across the UK, particularly for First-Time Buyers.

Here at Star Mortgages we believe in focusing on what we're good at and have been doing for years - managing the whole home-buying process – we leave the mortgage/legal/survey advice to the experts we work with:




Peace of Mind - Independent Mortgage Advice (fee free): An Independent Mortgage Adviser from the team - they'll look at the Whole of the Market for you – with access to over 3,000 mortgages they’ll find the most suitable deal for you.



2424 hour Decision-in-Principle (DIP) – having researched the mortgage market, your adviser will aim to do an Affordability Check (to ensure that you fit the lender’s affordability requirements) as quickly as possible, followed straight after with a Decision-in-Principle – this involves a lender’s credit-check and, if successful, and as long as the documentation supporting your application matches the info you’ve given to your adviser, you have the peace of mind of knowing that a mortgage is almost certainly available.


Illustration depicting a sign with a Solicitor concept.


Solicitors – Substantial discount on legal fees – given in writing at the outset : Arranging one of the experienced solicitors from the well established firms in Scotland and England (covering Wales) that we’ve worked with for many years.



3D person getting it right with a green check mark - isolated over a white background


Surveyor: National surveyors, covering Scotland and England & Wales – we’ll get you free information on any properties you are considering – a heads up even before you go to view – and discounted fees.





Preparing you: Probably more relevant to first-time buyers – we’ll tell you the kind of questions you need to be asking when you go to view properties you’re interested in. We’ll advise what documentation to pull together – how to get your credit report (free) – and why this is so important. How to register on the Electoral Register (if not on there) – and much more. Giving you the very best chance of getting exactly the right mortgage for you.All aimed at giving you the very best chance of getting that mortgage approved.



UK-Wide: Covering the whole of the UK –we’ve provided our service for a great many HM Forces and Police personnel in different parts of the country, over many years.Distance is absolutely no problem.


Headline Rates – not always the best !: What may appear to be a fantastic mortgage rate – in adverts, comparison sites, lender’s windows, etc, may not be the best ‘out there’ when things like arrangement fees/legal and survey fees/ early repayment charges, etc, are taken into account.Your truly Independent mortgage adviser will take all of these factors into account to drill down to the very best deal for your needs.

Call us now for a no-obligation chat.